Screenshots
About USAA DriveSafe
USAA DriveSafe is a driving safety app that helps you build better driving habits and qualify for auto insurance discounts. Members of USAA with active auto insurance policies in select states can enroll in SafePilot® or SafePilot Miles™ programs to track their driving and earn savings.
The app automatically records your trips using GPS and onboard sensors, giving you a clear picture of when and how you drive. You'll see detailed insights into your driving patterns—total miles, phone usage behind the wheel, and hard braking events—so you can identify areas to improve and develop safer habits over time.
If you're in an accident, the app can detect a crash and check in on your well-being. Should you need to file a claim, the driving data recorded by this app can streamline the process and help resolve your claim faster. Your trip information provides an objective record of your driving behavior, which can support your claim and reduce processing delays.
The app runs quietly in the background, monitoring your driving without disrupting your journey. All the data you generate—your speed, braking, and phone habits—stays within your USAA account and is used solely to help you drive safer and unlock potential discounts on your premium.
If you're an active USAA auto insurance member in a participating state and enrolled in SafePilot or SafePilot Miles, download USAA DriveSafe today to start earning rewards for safe driving.
Pros & Cons
Pros
- Automatic trip tracking provides objective driving data for insurance claims
- Detailed insights into phone use and braking help identify improvement areas
- Crash detection can alert USAA and speed up claim processing
- Potential insurance premium discounts for safe driving habits
Cons
- Continuous GPS and sensor monitoring drains battery during long drives
- Background location tracking raises privacy concerns despite USAA data security
- Only available to USAA members in select states, limiting access
- Discount eligibility and savings amounts vary by state and policy
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